While unloading tools and parts from your van at a customer’s property, a heavy component slips and damages a nearby vehicle. The vehicle owner claims for repair costs.

Public Liability cover is designed to cover third party property damage arising from loading or unloading activities arising from your business.

After a collision on the way to a callout, your service van will not drive and has to be towed to a repairer before you can get back on the road.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident

A customer steps outside to discuss repairs while you’re working in their driveway. They trip over an extension lead arising from your tools, fall and injure their ankle. They later claim medical expenses and lost income.

Public Liability insurance is designed to cover third party injury claims and defence costs, arising from your business activities.

During an on-site service at a customer’s home, you jack up their car to replace brake pads. The jack shifts on uneven ground, damaging the undercarriage and exhaust. The customer seeks repair costs, claiming the damage occurred during your work.

Public Liability Insurance may respond to third party property damage claims arising from your business activities.