Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 12, 2026
a list item
Beauty & Personal Care
Beautician vs Beauty Therapist: What's The Difference?

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

Read Full Article
Jun 12, 2026
a list item
Tradies & Construction
What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

Read Full Article
Jun 12, 2026
a list item
Business 101
Does GST Have to Be Included in the Price? Australian Pricing Rules Explained

If you are selling to consumers in Australia, yes. Section 48 of the Australian Consumer Law (ACL) requires you to show a single total price that includes GST and all mandatory charges. That price must be at least as prominent as any "ex GST" or component figure you display alongside it.

Read Full Article
Jun 12, 2026
a list item
Tradies & Construction
What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

Read Full Article
Jun 12, 2026
a list item
Business 101
Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

Read Full Article
Jun 12, 2026
a list item
Business 101
How to open a business bank account in Australia

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

Read Full Article
Jun 12, 2026
a list item
Cleaning Services
How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

Read Full Article
Jun 9, 2026
a list item
Business 101
Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

Read Full Article
May 26, 2026
a list item
Insurance Basics
Who Needs Professional Indemnity Insurance in Australia?

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

Read Full Article
May 26, 2026
a list item
Business 101
How to get ABN in Australia: From Application to Active Business

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

Read Full Article
May 26, 2026
a list item
Tradies & Construction
How Much Does a Plumbing Business Owner Make in Australia?

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

Read Full Article
May 26, 2026
a list item
Business 101
Can A Business Owner Have Multiple ABN Numbers?

Yes, a business owner can have multiple ABNs, one per legal entity. Each entity can run unlimited businesses. Explained for every structure in Australia.

Read Full Article
May 25, 2026
a list item
Business 101
How to Set Up a Market Stall in Australia - Complete Details

How to set up a market stall in Australia: types of stall business, what you need, legal requirements, stall fees, and what insurance market stalls need.

Read Full Article
May 25, 2026
a list item
Business 101
Types of Small Businesses in Australia: A Complete List

Australia has 2.7 million small businesses across 10+ industries. A complete list of the most common types with 2026 ABS data.

Read Full Article
May 25, 2026
a list item
Tradies & Construction
How to Start a Lawn Mowing Business in Australia

Learn how to start a lawn mowing business in Australia: what you need, startup costs, equipment, how to price jobs, what you can earn, and insurance.

Read Full Article
Oct 27, 2026
a list item
Insurance Basics
How Much Does Startup Business Insurance Costs In Australia

Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.

Read Full Article
Oct 22, 2026
a list item
Cyber Insurance
What is social engineering and can insurance help?

Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.

Read Full Article
Oct 15, 2026
a list item
Business 101
Automated Decision-Making: Australia’s 2026 Privacy Rules

From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Insurance for Australian companies with US customers

Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Is there AI copyright insurance in Australia?

AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.

Read Full Article
Oct 15, 2026
a list item
Business 101
Does professional indemnity cover breach of contract?

A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
AI agent liability in Australia: what to check in insurance

Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Fintech Insurance Australia: Startup Cover Guide

Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Business 101
IT Liability Insurance in Australia for IT Professionals and Contractors

IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Cyber Insurance
How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.