Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Mar 16, 2023
a list item
Beauty & Personal Care
What Licences Do I Need To Open A Hair Salon?

Learn about the necessary licences and regulations for opening a hair salon, including the SHB30416 Certificate III and public health regulations, to provide assurance of your skills and knowledge and stay in compliance with regulatory agencies.

Read Full Article
Jul 1, 2026
a list item
Tradies & Construction
What Training Do I Need To Be A Handyman?

Are you thinking of becoming a handyman but don't know what training you need to get? This article will help break it down for you.

Read Full Article
Jul 1, 2026
a list item
Tradies & Construction
What Licences Does a Handyman Need in Australia?

What licence does a handyman need in Australia? State-by-state rules, what work requires a licence, what you can do without one, and how insurance fits in.

Read Full Article
Jul 1, 2026
a list item
Business 101
Business Expenses List: What Small Businesses Can Claim in Australia

Quick guide to business expenses in Australia. See common claimable expenses, what is not deductible, mixed-use costs and business insurance deductions.

Read Full Article
Jul 1, 2026
a list item
Tradies & Construction
How to Become a Handyman in Australia?

Learn how to become a handyman in Australia, including services to offer, licensing rules, ABN setup, tools, insurance, pricing, invoicing and finding clients.

Read Full Article
Jul 1, 2026
a list item
Tradies & Construction
Essential Handyman Tools for Self-Employed Workers in Australia

A practical handyman tools checklist for self-employed workers in Australia, including starter tools, power tools, safety gear, ute storage, vehicle setup and insurance.

Read Full Article
Jul 1, 2026
a list item
Business 101
How to Start a Business in Australia: A 10 Step Guide

How to start a business in Australia in 2026. Business structure, ABN, business name, GST, licences, insurance, banking, contracts, and what new businesses need before launch.

Read Full Article
Jun 29, 2026
a list item
Business 101
What Insurance Do I Need to Open a Business in Australia?

Opening a business in Australia? See what insurance to check before signing a lease, hiring staff, buying stock, using vehicles, taking payments or starting work.

Read Full Article
Jun 29, 2026
a list item
Business 101
When Should You Buy Business Insurance?

Learn when small businesses may need insurance, including before client work, contracts, leases, staff, vehicles, stock, products, data or business growth.

Read Full Article
Jun 29, 2026
a list item
Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

Read Full Article
Jun 29, 2026
a list item
Insurance Basics
Product Liability Insurance in Australia: What It Covers and Who Needs It

What is product liability insurance and do you need it? What it covers, who needs it, common claims, exclusions, and how it bundles with public liability in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How Much Public Liability Insurance Do I Need?

Not sure whether you need $5M, $10M, or $20M public liability cover? How contracts, councils, venues, and risk factors affect your cover level.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Oct 27, 2026
a list item
Insurance Basics
How Much Does Startup Business Insurance Costs In Australia

Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.

Read Full Article
Oct 22, 2026
a list item
Cyber Insurance
What is social engineering and can insurance help?

Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.

Read Full Article
Oct 15, 2026
a list item
Business 101
Automated Decision-Making: Australia’s 2026 Privacy Rules

From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Insurance for Australian companies with US customers

Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Is there AI copyright insurance in Australia?

AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.

Read Full Article
Oct 15, 2026
a list item
Business 101
Does professional indemnity cover breach of contract?

A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
AI agent liability in Australia: what to check in insurance

Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Fintech Insurance Australia: Startup Cover Guide

Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.

Read Full Article
Oct 15, 2026
a list item
Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Business 101
IT Liability Insurance in Australia for IT Professionals and Contractors

IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.

Read Full Article
Oct 15, 2026
a list item
Cyber Insurance
How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.