Forging the Frontier in Industry News   

Jun 23, 2026

Tradies & Construction

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Jun 12, 2026

Tradies & Construction

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

Jun 12, 2026

Beauty & Personal Care

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

Jun 12, 2026

Business 101

Yes, if you're a sole trader you can use a personal bank account for business in Australia. But here's why you probably shouldn't, and when you must separate.

Jun 9, 2026

Business 101

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

May 26, 2026

Insurance Basics

Insurance for cleaners in Australia: what every cleaning type needs, key industry risks, real claim examples from upcover, and what cover costs.

May 26, 2026

Insurance Basics

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

May 26, 2026

Tradies & Construction

Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.

May 26, 2026

Business 101

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

May 26, 2026

Tradies & Construction

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

May 26, 2026

Cleaning Services

Yes, cleaners need public liability insurance. Here is why it matters for Australian cleaners, what claims arise, and when clients will require it.

May 26, 2026

Business 101

Yes, a business owner can have multiple ABNs, one per legal entity. Each entity can run unlimited businesses. Explained for every structure in Australia.

Oct 5, 2022

Cyber Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.