Forging the Frontier in Industry News   

Oct 27, 2026

Business 101

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Oct 22, 2026

Insurance Basics

Cafe insurance commonly pairs public and products liability with a business pack for stock, glass and equipment. See what councils and leases ask for.

Oct 22, 2026

Insurance Basics

To get public liability insurance online, request a quote, answer questions about your business, check the policy, then get your certificate of currency.

Oct 22, 2026

Tradies & Construction

Contractor public liability insurance explained: why clients and head contractors ask for it, certificates of currency, contract clauses and common limits.

Oct 22, 2026

Insurance Basics

Public indemnity insurance is not a standard policy name. People usually mean public liability or professional indemnity. See which one fits your work.

Oct 22, 2026

Insurance Basics

Indemnity insurance is an umbrella term for business covers such as professional indemnity. See each type, who requires it and what it may not cover.

Oct 22, 2026

Insurance Basics

What insurance does a restaurant need? Workers' compensation, public liability, business packs and the limits councils may ask for, with sources.

Oct 15, 2026

Cyber Insurance

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

Oct 9, 2026

Business 101

Business interruption insurance explained: the business pack section, what it may cover, the indemnity period, common exclusions and records for a claim.

Oct 9, 2026

Tradies & Construction

Public liability insurance for carpenters starts from around $58 per month. Check what may affect the price, how limits, excess and paying monthly work and the details to have ready for a quote.

Oct 9, 2026

Business 101

What affects the cost of business insurance in Australia, and how limits, excess, sum insured, paying monthly and a business pack may change the premium.

Oct 9, 2026

Business 101

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Sep 29, 2026

Insurance Basics

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

Sep 16, 2026

Business 101

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

Aug 13, 2026

Insurance Basics

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

Aug 13, 2026

Insurance Basics

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

Aug 13, 2026

Insurance Basics

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

Aug 7, 2026

Insurance Basics

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

Aug 7, 2026

Insurance Basics

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

Aug 7, 2026

Insurance Basics

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

Aug 7, 2026

Insurance Basics

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

Jul 28, 2026

Insurance Basics

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

Jul 27, 2026

Business 101

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Jul 19, 2026

Insurance Basics

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Oct 22, 2026

Insurance Basics

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Oct 9, 2026

Business 101

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Aug 7, 2026

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.