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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Jul 1, 2026
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Tradies & Construction
What Training Do I Need To Be A Handyman?

Are you thinking of becoming a handyman but don't know what training you need to get? This article will help break it down for you.

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Jul 1, 2026
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Tradies & Construction
What Licences Does a Handyman Need in Australia?

What licence does a handyman need in Australia? State-by-state rules, what work requires a licence, what you can do without one, and how insurance fits in.

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Jul 1, 2026
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Business 101
Business Expenses List: What Small Businesses Can Claim in Australia

Quick guide to business expenses in Australia. See common claimable expenses, what is not deductible, mixed-use costs and business insurance deductions.

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Jul 1, 2026
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Tradies & Construction
How to Become a Handyman in Australia?

Learn how to become a handyman in Australia, including services to offer, licensing rules, ABN setup, tools, insurance, pricing, invoicing and finding clients.

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Jul 1, 2026
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Tradies & Construction
Essential Handyman Tools for Self-Employed Workers in Australia

A practical handyman tools checklist for self-employed workers in Australia, including starter tools, power tools, safety gear, ute storage, vehicle setup and insurance.

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Jul 1, 2026
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Business 101
How to Start a Business in Australia: A 10 Step Guide

How to start a business in Australia in 2026. Business structure, ABN, business name, GST, licences, insurance, banking, contracts, and what new businesses need before launch.

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Jun 29, 2026
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Business 101
What Insurance Do I Need to Open a Business in Australia?

Opening a business in Australia? See what insurance to check before signing a lease, hiring staff, buying stock, using vehicles, taking payments or starting work.

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Jun 29, 2026
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Business 101
When Should You Buy Business Insurance?

Learn when small businesses may need insurance, including before client work, contracts, leases, staff, vehicles, stock, products, data or business growth.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 29, 2026
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Insurance Basics
Product Liability Insurance in Australia: What It Covers and Who Needs It

What is product liability insurance and do you need it? What it covers, who needs it, common claims, exclusions, and how it bundles with public liability in Australia.

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Jun 26, 2026
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Insurance Basics
How Much Public Liability Insurance Do I Need?

Not sure whether you need $5M, $10M, or $20M public liability cover? How contracts, councils, venues, and risk factors affect your cover level.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Oct 14, 2026
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Insurance Basics
What insurance do AI startups need in Australia?

AI startup insurance in Australia: how Tech PI and cyber may apply to AI that advises, decides, acts or controls, and what changes on 10 December 2026.

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Oct 14, 2026
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Insurance Basics
MSP insurance in Australia: managed service provider risks and cover

MSP insurance in Australia explained: aggregation risk, privileged access, MSP claims examples and what Tech PI and cyber policies commonly exclude.

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Oct 14, 2026
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Insurance Basics
Startup insurance due diligence: what may investors review?

What investors may review in startup insurance due diligence: data room documents, directors and officers cover, cyber, Tech PI and claims history.

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Oct 14, 2026
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Software and SaaS startup insurance in Australia

Software startup insurance in Australia: Tech PI and cyber by milestone, plus guides to SaaS contracts, SLAs, limits, SOC 2 and US customers.

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Oct 14, 2026
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Business 101
What insurance does a startup need in Australia?

What insurance does a startup need in Australia? See which covers may apply by startup type and stage, what the law requires and which guide to read next.

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Oct 14, 2026
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Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

5 AI risk incidents, from Deloitte's report refund to the Bunnings facial recognition decision, and the Tech PI and cyber cover questions each raises.

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Oct 14, 2026
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Cyber Insurance
What is cyber insurance? An Australian small business guide

What is cyber insurance and what does it cover? See common exclusions, claims examples, 2026 data breach rules and which guide covers cost and limits.

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Oct 12, 2026
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Insurance Basics
Does tech professional indemnity (Tech PI) cover SaaS downtime, SLA breaches and service credits?

Does Tech PI cover SLA breach claims? Learn how service credits, refunds, liquidated damages and damages claims differ for SaaS downtime and outages.

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Oct 11, 2026
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Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Why is cyber insurance important? See ASD cybercrime cost data, how cyber cover may help after an incident, common exclusions and the worth-it factors.

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Oct 9, 2026
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Insurance Basics
What if OpenAI, Anthropic or Google goes down? Questions about 3rd party AI API failure insurance

If your SaaS relies on OpenAI, Anthropic or Google, a provider outage may still reach your customers. See when Tech PI or cyber insurance may be relevant.

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Oct 9, 2026
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Insurance Basics
SaaS enterprise insurance requirements: what clients may ask for

Enterprise customers often ask SaaS vendors for Tech PI, cyber and a certificate of currency. Learn what the schedule means and what to check first.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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