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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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May 25, 2026
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Business 101
Common Sole Trader Business Examples in Australia

30+ examples of sole trader businesses in Australia across trades, creative, professional services, health, retail, cleaning, food, and education.

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May 19, 2026
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Business 101
Small Business Insurance in Australia: What You Need and How It Works

The complete guide to small business insurance in Australia. What is legally required, what is practically required, what each type costs, and what your business actually needs.

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May 19, 2026
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Business 101
How to Register for PAYG Withholding in Australia: A Step-by-Step Guide

A step-by-step guide to PAYG withholding registration in Australia. Who needs to register, how to register via myGovID, STP obligations, and what happens if you don't.

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May 19, 2026
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Tradies & Construction
How To Start A Plumbing Business In Australia?

A step-by-step guide to starting a plumbing business in Australia. Covers licensing, startup costs, business structure, insurance, and how to find your first clients.

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May 19, 2026
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Cleaning Services
How Much Does A Carpet Cleaning Business Make in Australia?

Real income figures for carpet cleaning businesses in Australia. Solo operators, small businesses, and what extra services actually add to your carpet cleaning business income.

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May 15, 2026
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Health & Wellness
Insurance for Personal Trainers: Why It Matters and What You Need

Personal trainer insurance explained. Public liability, professional indemnity, gym coverage gaps, outdoor and online settings, industry body requirements, and what it costs in Australia.

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May 13, 2026
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Business 101
Cyber Insurance in Healthcare: What Australian Health Businesses Need to Know

Healthcare is Australia's most breached sector. A guide to cyber insurance in healthcare for medical practices, allied health, hospitals, and eHealth companies.

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May 11, 2026
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Tradies & Construction
Public Liability Insurance for Electricians: What You Need to Know

Everything Australian electricians need to know about public liability insurance, from what it may cover to licensing requirements by state.

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May 8, 2026
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Business 101
Top 6 Threats in Retail Business & How to Manage Them

From cyber security threats to public liability claims, here are the biggest risks in the retail industry and how the right insurance cover may help protect your business.

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Aug 21, 2025
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Allied Health
What Does Professional Indemnity Insurance Cover For Nurses?

Does your employer insurance meet NMBA rules? Compare nurse indemnity cover, AHPRA investigation protection, and 2026 costs from $40/mo.

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May 18, 2025
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Tradies & Construction
Is a Plumbing Business Profitable? Revenue, Margins and What Owners Make

If you're thinking of starting a plumbing business you're probably wondering whether or not there's profit to be made?

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Aug 16, 2023
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Business 101
Boost Your Business with Facebook Advertising

Maximise your real estate business with Facebook advertising. Discover targeting options, create compelling ads, and measure your success.

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Oct 14, 2026
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Insurance Basics
What insurance do AI startups need in Australia?

AI startup insurance in Australia: how Tech PI and cyber may apply to AI that advises, decides, acts or controls, and what changes on 10 December 2026.

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Oct 14, 2026
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Insurance Basics
MSP insurance in Australia: managed service provider risks and cover

MSP insurance in Australia explained: aggregation risk, privileged access, MSP claims examples and what Tech PI and cyber policies commonly exclude.

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Oct 14, 2026
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Insurance Basics
Startup insurance due diligence: what may investors review?

What investors may review in startup insurance due diligence: data room documents, directors and officers cover, cyber, Tech PI and claims history.

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Oct 14, 2026
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Software and SaaS startup insurance in Australia

Software startup insurance in Australia: Tech PI and cyber by milestone, plus guides to SaaS contracts, SLAs, limits, SOC 2 and US customers.

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Oct 14, 2026
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Business 101
What insurance does a startup need in Australia?

What insurance does a startup need in Australia? See which covers may apply by startup type and stage, what the law requires and which guide to read next.

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Oct 14, 2026
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Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

5 AI risk incidents, from Deloitte's report refund to the Bunnings facial recognition decision, and the Tech PI and cyber cover questions each raises.

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Oct 14, 2026
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Cyber Insurance
What is cyber insurance? An Australian small business guide

What is cyber insurance and what does it cover? See common exclusions, claims examples, 2026 data breach rules and which guide covers cost and limits.

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Oct 12, 2026
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Insurance Basics
Does tech professional indemnity (Tech PI) cover SaaS downtime, SLA breaches and service credits?

Does Tech PI cover SLA breach claims? Learn how service credits, refunds, liquidated damages and damages claims differ for SaaS downtime and outages.

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Oct 11, 2026
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Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Why is cyber insurance important? See ASD cybercrime cost data, how cyber cover may help after an incident, common exclusions and the worth-it factors.

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Oct 9, 2026
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Insurance Basics
What if OpenAI, Anthropic or Google goes down? Questions about 3rd party AI API failure insurance

If your SaaS relies on OpenAI, Anthropic or Google, a provider outage may still reach your customers. See when Tech PI or cyber insurance may be relevant.

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Oct 9, 2026
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Insurance Basics
SaaS enterprise insurance requirements: what clients may ask for

Enterprise customers often ask SaaS vendors for Tech PI, cyber and a certificate of currency. Learn what the schedule means and what to check first.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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