Latest Business Blogs & Coverage

Jun 12, 2026

Business 101

Does GST Have to Be Included in the Price? Australian Pricing Rules Explained

If you are selling to consumers in Australia, yes. Section 48 of the Australian Consumer Law (ACL) requires you to show a single total price that includes GST and all mandatory charges. That price must be at least as prominent as any "ex GST" or component figure you display alongside it.

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Jun 12, 2026

Business 101

Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

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Jun 12, 2026

Business 101

How to Register Your Business Name in Australia

How to register a business name in Australia. Who needs to register, ASIC steps, cost ($45/yr), restricted names, and what to do after registration.

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Jun 12, 2026

Business 101

How to Open a Business Bank Account in Australia?

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

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Jun 12, 2026

Cleaning Services

How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

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Jun 12, 2026

Business 101

How to Change Your Business Name on Your ABN in Australia

How to change your business name on your ABN in 5 steps via ASIC Connect for $45/yr. Your ABN stays the same. Steps, cost and what to update after.

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Jun 12, 2026

Business 101

Can You Use a Personal Bank Account for Business in Australia?

Yes, if you're a sole trader you can use a personal bank account for business in Australia. But here's why you probably shouldn't, and when you must separate.

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Jun 11, 2026

Tradies & Construction

How Much Does a Carpentry Business Owner Make in Australia?

A qualified carpenter earns $80,000 to $95,000 per year as an employee. Self-employed subcontractors charge $55 to $130 per hour but net significantly less after costs.

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Jun 9, 2026

Business 101

Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

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May 26, 2026

Health & Wellness

Public Liability Insurance for Personal Trainers: What It Covers

Because of the physical nature of personal training, injuries and accidents can occur.

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May 26, 2026

Insurance Basics

Who Needs Professional Indemnity Insurance in Australia?

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

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May 26, 2026

Tradies & Construction

Is A Carpentry Business Profitable in Australia?

Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.

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Aug 28, 2026

Insurance Basics

How much does makeup artist insurance cost in Australia?

Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.

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Aug 28, 2026

Health & Wellness

Insurance for therapists in Australia: what does each therapist type need?

Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.

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Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance

Aug 28, 2026

Allied Health

Is disability support work PSI? A guide for NDIS sole traders

Yes, disability support work is usually PSI. The ATO tests what you can and can't deduct, your industry code, and the insurance sole traders need.

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Aug 28, 2026

Allied Health

Are Disability Support Workers Covered While Driving Clients Around?

Do support workers need business use car insurance to drive clients? What a personal policy may not cover, and when commercial motor insurance applies.

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Aug 27, 2026

Insurance Basics

What is workers compensation insurance in Australia?

Workers compensation insurance is compulsory for Australian employers. What it covers, how a claim works, industry classifications, and how to arrange cover.

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Aug 26, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Aug 21, 2026

Health & Wellness

How much does massage therapist insurance cost in Australia?

Massage therapists typically pay $326 to $500 a year for combined PI and public liability, based on 280+ massage therapist policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does counsellor insurance cost in Australia?

Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does psychologist insurance cost in Australia?

Psychologists typically pay $378 to $583 a year for combined PI and public liability, based on a review of 280+ psychologist policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

Osteopath Insurance Cost in Australia: $513–$1,217/Year

Osteopaths typically pay $513 to $1,217 a year for combined PI and public liability, based on a review of osteopath policies arranged by upcover.

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Aug 21, 2026

Occupational Therapist Insurance Cost Australia: $30–$43/Month

Occupational therapist insurance in Australia costs $363 to $551/yr ($30–$43/mo). Explore 2026 premium data for combined PI and Public Liability.

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Aug 21, 2026

Cleaning Services

Public Liability Insurance for Carpet Cleaners: Cost & Cover

Carpet cleaning insurance in Australia averages $76/mo ($556/yr). Compare 2026 public liability cost data & essential policy treatment exclusions.

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Aug 26, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Aug 13, 2026

Insurance Basics

D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026

Insurance Basics

What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026

Insurance Basics

What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026

Insurance Basics

What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026

Insurance Basics

What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026

Insurance Basics

Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026

Insurance Basics

What insurance do AI startups need in Australia?

AI startup insurance Australia: compare cover for model errors, cyber, IP, AI agents and automated decisions, plus costs and exclusions.

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Aug 7, 2026

Insurance Basics

Managed Services Providers Insurance Australia: Cover, Controls & Costs

MSP and IT services insurance in Australia: privileged access, aggregation risk, cyber and tech E&O. What underwriters check before quoting.

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Aug 7, 2026

Insurance Basics

Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026

Insurance Basics

Startup insurance due diligence: what may investors review?

Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.

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Jul 28, 2026

Insurance Basics

Fintech Insurance Australia: Startup Cover Guide

Fintech startup insurance in Australia explained: RG 126 PI, cyber, crime, Tech PI and D&O. See how it differs from general startup insurance Australia and business insurance for tech startups.

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Aug 7, 2026

Insurance Basics

How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026

Insurance Basics

What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026

What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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Aug 7, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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