Latest Business Blogs & Coverage

Jun 15, 2026

Business 101

Can You Get an ABN on a Working Holiday Visa?

Yes, you can get an Australian Business Number (ABN) on a working holiday visa if you plan to work as a sole trader, freelancer, or contractor during your stay.

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Jun 14, 2026

Business 101

Are Company Directors Personally Liable as Employers in Australia?

Yes. Australian company directors face personal liability for unpaid tax, unfair dismissal, WHS breaches, and insolvent trading. Real costs and insurance.

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Jun 12, 2026

Tradies & Construction

What Can a Handyman Do Without a Licence in Australia?

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

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Jun 12, 2026

Beauty & Personal Care

Beautician vs Beauty Therapist: What's The Difference?

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

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Jun 12, 2026

Tradies & Construction

What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

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Jun 12, 2026

Business 101

Does GST Have to Be Included in the Price? Australian Pricing Rules Explained

If you are selling to consumers in Australia, yes. Section 48 of the Australian Consumer Law (ACL) requires you to show a single total price that includes GST and all mandatory charges. That price must be at least as prominent as any "ex GST" or component figure you display alongside it.

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Jun 12, 2026

Business 101

Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

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Jun 12, 2026

Business 101

How to Register Your Business Name in Australia

How to register a business name in Australia. Who needs to register, ASIC steps, cost ($45/yr), restricted names, and what to do after registration.

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Jun 12, 2026

Business 101

How to open a business bank account in Australia

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

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Jun 12, 2026

Cleaning Services

How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

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Jun 12, 2026

Business 101

How to Change Your Business Name on Your ABN in Australia

How to change your business name on your ABN in 5 steps via ASIC Connect for $45/yr. Your ABN stays the same. Steps, cost and what to update after.

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Jun 9, 2026

Business 101

Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

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Oct 27, 2026

Business 101

Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 27, 2026

Business 101

Shop Insurance Australia: What a Retail Store Needs

Shop insurance often pairs public liability with a business pack for stock, glass and theft. What a shopping centre lease may ask for and what to check.

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Oct 27, 2026

Business 101

Public Liability Insurance in New South Wales (NSW)

Public liability insurance in NSW: when councils, landlords and licences ask for it, the limits they set, what a certificate shows and the duty exemption.

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Oct 27, 2026

Health & Wellness

How much does massage therapist insurance costs in Australia?

Most massage therapists pay from around $326 to $500 a year for combined professional indemnity and public liability, based on 280+ policies reviewed.

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Oct 27, 2026

Tradies & Construction

How much does electrician insurance costs in Australia?

Electrician public liability insurance from $41 a month at a $5 million limit. Most pay $96 to $113 a month. See costs by limit, state and type of work.

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Oct 27, 2026

Tradies & Construction

How much does lawn care insurance cost in Australia?

Most lawn care businesses pay from around $40 to $68 a month for public liability insurance. See yearly costs, cover limits and what affects the price.

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Oct 27, 2026

Insurance Basics

What Is Public Liability Insurance? Meaning and Cover

Public liability insurance is designed to cover claims that your business caused injury or property damage. See what it may cover, exclusions and who asks.

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Oct 22, 2026

Insurance Basics

Cafe Insurance in Australia: A Guide for Cafe Owners

Cafe insurance commonly pairs public and products liability with a business pack for stock, glass and equipment. See what councils and leases ask for.

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Oct 22, 2026

Insurance Basics

How do you get public liability insurance online in Australia?

To get public liability insurance online, request a quote, answer questions about your business, check the policy, then get your certificate of currency.

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Oct 22, 2026

Tradies & Construction

Contractor Public Liability Insurance in Australia

Contractor public liability insurance explained: why clients and head contractors ask for it, certificates of currency, contract clauses and common limits.

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Oct 22, 2026

Insurance Basics

Public Indemnity Insurance: What It Means in Australia

Public indemnity insurance is not a standard policy name. People usually mean public liability or professional indemnity. See which one fits your work.

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Oct 22, 2026

Insurance Basics

What Is Indemnity Insurance? Types Explained for Business

Indemnity insurance is an umbrella term for business covers such as professional indemnity. See each type, who requires it and what it may not cover.

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Sep 29, 2026

Insurance Basics

How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

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Sep 16, 2026

Business 101

How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

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Aug 13, 2026

Insurance Basics

D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026

Insurance Basics

What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026

Insurance Basics

What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026

Insurance Basics

What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026

Insurance Basics

What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026

Insurance Basics

Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026

Insurance Basics

Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026

Insurance Basics

Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 27, 2026

Business 101

When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026

Insurance Basics

Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Oct 22, 2026

Insurance Basics

Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026

Insurance Basics

How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026

Insurance Basics

What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026

What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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