Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 17, 2026
a list item
Tradies & Construction
Plumber Insurance in Australia: What You Need and What It Costs

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

Read Full Article
Jun 16, 2026
a list item
Tradies & Construction
Carpenter Insurance in Australia: What You Need and How Much It Costs

What insurance does a carpenter need in Australia? Public liability insurance from ~$41/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.

Read Full Article
Jun 16, 2026
a list item
Business 101
Insurance for Market Stall Holders in Australia

Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

Read Full Article
Jun 16, 2026
a list item
Insurance Basics
What Insurance Do Disability Support Workers Need in Australia?

What insurance do NDIS disability support workers need? PL, PI, personal accident, cyber. Registered vs unregistered. Costs from ~$420/yr.

Read Full Article
Jun 16, 2026
a list item
Tradies & Construction
What Insurance Do Electricians Need in Australia?

What insurance do electricians need in Australia? PL required for licensed contractors in some states. Check state rules, QLD consumer protection, tools, costs, and claims.

Read Full Article
Jun 16, 2026
a list item
Insurance Basics
What Is Employers Liability Insurance?

In most Australian contexts, employers liability insurance refers to workers compensation. What it covers, state schemes, and the gaps.

Read Full Article
Jun 16, 2026
a list item
Insurance Basics
What Is Public Liability Insurance?

Public liability insurance covers your business if a third party (a customer, supplier, or member of the public) claims they were injured or their property was damaged because of your business activities. It may help cover the legal defence costs and any compensation awarded, subject to policy terms.

Read Full Article
Jun 16, 2026
a list item
Beauty & Personal Care
How to Become a Cosmetic Tattoo Artist in Australia: The 14-Step Checklist

What are the requirements to become a cosmetic tattoo artist in Australia. This checklist covers every requirement you need to meet, organised into four phases: Learn, Register, Set Up, and Operate.

Read Full Article
Jun 16, 2026
a list item
Allied Health
How Much Does NDIS Support Worker Insurance Cost?

NDIS support worker insurance from $30-$40/month depending on practice type, what drives your premium, how to reduce it, and the vehicle cover gap.

Read Full Article
Jun 16, 2026
a list item
Allied Health
Does A Therapist Need Public Liability Insurance?

Yes, therapists need public liability insurance in Australia. Check what it covers, real claim examples, cost ranges, and how to bundle with PI for full cover.

Read Full Article
Jun 16, 2026
a list item
Insurance Basics
Do I Need Public Liability Insurance?

Do you need public liability insurance? Quick answers by profession. What PL covers, what it costs, and who requires a Certificate of Currency.

Read Full Article
Jun 15, 2026
a list item
Insurance Basics
How much does professional indemnity insurance cost in Australia?

Professional indemnity insurance costs about $90 to $221 a month, for most Australian businesses. Real upcover data by profession.

Read Full Article
Jul 28, 2026
a list item
Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

Read Full Article
Jul 28, 2026
a list item
Insurance Basics
How Much Does Startup Business Insurance Costs In Australia

Startup business insurance costs in Australia between $80 and $1,500 per month depending on their needs: check typical ranges by cover type and stage, what drives the premium.

Read Full Article
Jul 27, 2026
a list item
Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.

Read Full Article
Jul 27, 2026
a list item
Software and SaaS startup insurance in Australia

What insurance does a software or SaaS startup need in Australia? Tech PI, cyber, contractual risk, cost drivers and common mistakes, by growth stage.

Read Full Article
Jul 27, 2026
a list item
Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

Read Full Article
Jul 1, 2026
a list item
Business 101
What insurance does a startup need in Australia?

What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

Read Full Article
Jun 30, 2026
a list item
Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
Aug 7, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.