Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
a list item
Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Read Full Article
Jul 9, 2026
a list item
Allied Health
What insurance do allied health professionals need in Australia?

Allied health professionals may need professional indemnity, public liability, personal accident and cyber insurance. What you need depends on how you practise.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
What is group personal accident and sickness insurance in Australia?

Does an injury mean zero income? Learn how group personal accident and sickness insurance can protect sole traders and businesses in Australia from lost wages.

Read Full Article
Jul 8, 2026
a list item
Insurance Basics
What does business pack insurance cover in Australia?

Business pack insurance may cover public liability, property, contents, stock, theft, glass, money, and business interruption. What each section covers and what is separate.

Read Full Article
Jul 8, 2026
a list item
Insurance Basics
What is business pack insurance in Australia?

Business pack insurance bundles property, contents, liability, theft, and business interruption into one policy. What it includes, who needs it, and what it does not cover.

Read Full Article
Jul 8, 2026
a list item
Insurance Basics
Is workers compensation insurance compulsory in Australia?

Workers compensation is compulsory for Australian employers. Who needs it, when to arrange it, state-by-state rules, and where to get cover.

Read Full Article
Jul 8, 2026
a list item
Tradies & Construction
Public Liability Insurance for Sole Traders: What You Need to Know

Do sole traders need public liability insurance in Australia? Learn when it may be required, what it covers, common $5M/$10M/$20M limits, cost factors, and other insurance to consider.

Read Full Article
Jul 2, 2026
a list item
Tradies & Construction
How & Where to Advertise Handyman Services & Get Clients in Australia?

Learn how to get handyman clients in Australia. Win steady local work using Google, referrals, real estate vendor packs and tradie partnerships.

Read Full Article
Jul 2, 2026
a list item
Tradies & Construction
Most Requested Handyman Services in Australia

Discover the most requested handyman services in Australia, from minor repairs and plasterboard patching and their profitability.

Read Full Article
Jul 2, 2026
a list item
Tradies & Construction
How Much Money Can a Handyman Make in Australia?

Employed handymen in Australia commonly earn around the mid-$30s per hour, with annual salaries often sitting around $65,000 to $90,000 depending on source.

Read Full Article
Jul 2, 2026
a list item
Tradies & Construction
Are Handymen In Demand In Australia?

Are handymen in demand in Australia? Learn what drives local work, the most requested repair services, and how to win a steady base of repeat clients.

Read Full Article
Jul 1, 2026
a list item
Business 101
How to Become a Sports Coach in Australia?

Learn how to become a sports coach in Australia, including coaching roles, qualifications, salary, private coaching and when to check insurance.

Read Full Article
Jul 1, 2026
a list item
Business 101
Sports Coach Insurance in Australia: What Cover Do Coaches Need?

Sports coaching insurance in Australia explained. What cover sports coaches need, including public liability, professional indemnity, and what it costs.

Read Full Article
Sep 29, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

Read Full Article
Sep 16, 2026
a list item
Business 101
How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

Read Full Article
Aug 13, 2026
a list item
Insurance Basics
D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

Read Full Article
Aug 13, 2026
a list item
Insurance Basics
What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

Read Full Article
Aug 13, 2026
a list item
Insurance Basics
What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

Read Full Article
Jul 28, 2026
a list item
Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

Read Full Article
Jul 27, 2026
a list item
Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.