Forging the Frontier in Industry News   

Jun 26, 2026

Insurance Basics

A practical guide to small business insurance in Australia, including cover to check for cafes, shops, bakeries, tradies, motels, market stalls and online businesses.

Jun 26, 2026

Allied Health

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Jun 23, 2026

Tradies & Construction

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Jun 22, 2026

Insurance Basics

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Jun 22, 2026

Insurance Basics

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Jun 17, 2026

Tradies & Construction

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Jun 17, 2026

Tradies & Construction

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

Jun 16, 2026

Business 101

Market stall insurance in Australia from ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

Jun 16, 2026

Insurance Basics

What insurance do NDIS disability support workers need? PL, PI, personal accident, cyber. Registered vs unregistered. Costs from ~$420/yr.

Jun 16, 2026

Tradies & Construction

What insurance do electricians need in Australia? PL required for licensed contractors in some states. Check state rules, QLD consumer protection, tools, costs, and claims.

Jun 16, 2026

Insurance Basics

In most Australian contexts, employers liability insurance refers to workers compensation. What it covers, state schemes, and the gaps.

Jun 16, 2026

Beauty & Personal Care

What are the requirements to become a cosmetic tattoo artist in Australia. This checklist covers every requirement you need to meet, organised into four phases: Learn, Register, Set Up, and Operate.

Sep 29, 2026

Insurance Basics

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

Sep 16, 2026

Business 101

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

Aug 13, 2026

Insurance Basics

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

Aug 13, 2026

Insurance Basics

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

Aug 13, 2026

Insurance Basics

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

Aug 7, 2026

Insurance Basics

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

Aug 7, 2026

Insurance Basics

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

Aug 7, 2026

Insurance Basics

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

Aug 7, 2026

Insurance Basics

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

Jul 28, 2026

Insurance Basics

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

Jul 27, 2026

Business 101

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Jul 19, 2026

Insurance Basics

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Oct 22, 2026

Insurance Basics

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Oct 9, 2026

Business 101

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Aug 7, 2026

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.