Latest Business Blogs & Coverage

Jun 15, 2026

Business 101

Can You Get an ABN on a Working Holiday Visa?

Yes, you can get an Australian Business Number (ABN) on a working holiday visa if you plan to work as a sole trader, freelancer, or contractor during your stay.

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Jun 14, 2026

Business 101

Are Company Directors Personally Liable as Employers in Australia?

Yes. Australian company directors face personal liability for unpaid tax, unfair dismissal, WHS breaches, and insolvent trading. Real costs and insurance.

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Jun 12, 2026

Tradies & Construction

What Can a Handyman Do Without a Licence in Australia?

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

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Jun 12, 2026

Beauty & Personal Care

Beautician vs Beauty Therapist: What's The Difference?

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

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Jun 12, 2026

Tradies & Construction

What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

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Jun 12, 2026

Business 101

Does GST Have to Be Included in the Price? Australian Pricing Rules Explained

If you are selling to consumers in Australia, yes. Section 48 of the Australian Consumer Law (ACL) requires you to show a single total price that includes GST and all mandatory charges. That price must be at least as prominent as any "ex GST" or component figure you display alongside it.

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Jun 12, 2026

Business 101

Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

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Jun 12, 2026

Business 101

How to Register Your Business Name in Australia

How to register a business name in Australia. Who needs to register, ASIC steps, cost ($45/yr), restricted names, and what to do after registration.

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Jun 12, 2026

Business 101

How to open a business bank account in Australia

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

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Jun 12, 2026

Cleaning Services

How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

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Jun 12, 2026

Business 101

How to Change Your Business Name on Your ABN in Australia

How to change your business name on your ABN in 5 steps via ASIC Connect for $45/yr. Your ABN stays the same. Steps, cost and what to update after.

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Jun 9, 2026

Business 101

Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

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Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance

Aug 28, 2026

Allied Health

Is disability support work PSI? A guide for NDIS sole traders

Yes, disability support work is usually PSI. The ATO tests what you can and can't deduct, your industry code, and the insurance sole traders need.

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Aug 28, 2026

Allied Health

Are Disability Support Workers Covered While Driving Clients Around?

Do support workers need business use car insurance to drive clients? What a personal policy may not cover, and when commercial motor insurance applies.

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Aug 27, 2026

Insurance Basics

What is workers compensation insurance in Australia?

Workers compensation insurance is compulsory for Australian employers. What it covers, how a claim works, industry classifications, and how to arrange cover.

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Aug 21, 2026

Insurance Basics

How much does counsellor insurance cost in Australia?

Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does psychologist insurance cost in Australia?

Psychologists typically pay $378 to $583 a year for combined PI and public liability, based on a review of 280+ psychologist policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

Osteopath Insurance Cost in Australia: $513–$1,217/Year

Osteopaths typically pay $513 to $1,217 a year for combined PI and public liability, based on a review of osteopath policies arranged by upcover.

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Aug 21, 2026

Occupational Therapist Insurance Cost Australia: $30–$43/Month

Occupational therapist insurance in Australia costs $363 to $551/yr ($30–$43/mo). Explore 2026 premium data for combined PI and Public Liability.

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Aug 21, 2026

Cleaning Services

Public Liability Insurance for Carpet Cleaners: Cost & Cover

Carpet cleaning insurance in Australia averages $76/mo ($556/yr). Compare 2026 public liability cost data & essential policy treatment exclusions.

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Aug 21, 2026

Cleaning Services

Cleaner Insurance Cost Australia: From $69/Month (2026 Data)

Cleaner insurance in Australia starts around $69/mo ($455/yr). Compare real 2026 premium data across domestic, commercial, carpet, and window cleaners.

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Aug 21, 2026

Tradies & Construction

Roofer Insurance Cost Australia: From $42/Month (2026 Data)

Roofer insurance starts from $417 a year, with a typical cost of around $541, or $42 a month. Real upcover data by work type and cover limit.

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Aug 21, 2026

Tradies & Construction

Tiler Insurance Cost Australia: From $56/Month (2026 Data)

Tiler insurance in Australia averages $56/mo ($417/yr). Explore tiler public liability insurance premium data, cover limits and industry average.

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Aug 21, 2026

Insurance Basics

Cleaners Insurance Australia: A Starting Guide (2026)

Do cleaners need insurance in Australia? What to arrange first, what clients require, and where to go next. A starting guide for cleaning businesses.

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Oct 27, 2026

Insurance Basics

How Much Does Startup Business Insurance Costs In Australia

Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.

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Oct 22, 2026

Cyber Insurance

What is social engineering and can insurance help?

Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.

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Oct 15, 2026

Business 101

Automated Decision-Making: Australia’s 2026 Privacy Rules

From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.

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Oct 15, 2026

Insurance Basics

Insurance for Australian companies with US customers

Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.

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Oct 15, 2026

Insurance Basics

Is there AI copyright insurance in Australia?

AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.

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Oct 15, 2026

Business 101

Does professional indemnity cover breach of contract?

A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.

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Oct 15, 2026

Insurance Basics

AI agent liability in Australia: what to check in insurance

Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.

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Oct 15, 2026

Insurance Basics

Fintech Insurance Australia: Startup Cover Guide

Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.

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Oct 15, 2026

Insurance Basics

Professional Indemnity Insurance for Startups

Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.

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Oct 15, 2026

Cyber Insurance

Cyber Insurance Requirements in Australia: What Do Insurers Check?

Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.

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Oct 15, 2026

Business 101

IT Liability Insurance in Australia for IT Professionals and Contractors

IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.

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Oct 15, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Oct 22, 2026

Insurance Basics

Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026

Insurance Basics

How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026

Insurance Basics

What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026

What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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