Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
The complete guide to small business insurance in Australia. What is legally required, what is practically required, what each type costs, and what your business actually needs.
A step-by-step guide to PAYG withholding registration in Australia. Who needs to register, how to register via myGovID, STP obligations, and what happens if you don't.
A step-by-step guide to starting a plumbing business in Australia. Covers licensing, startup costs, business structure, insurance, and how to find your first clients.
Real income figures for carpet cleaning businesses in Australia. Solo operators, small businesses, and what extra services actually add to your carpet cleaning business income.
Yes, a carpet cleaning business can be profitable in Australia. Here are the real margins, income figures, and what it takes to make it work.
Find out everything you need to know about getting a contractor license in NSW, including the application process, requirements, and fees.
The complete carpentry tools list for Australian carpenters. 15 essential carpenter tools and their uses, from measuring tape to mitre saw, plus safety gear and what to buy first.
Public liability insurance for small businesses in Australia. What it covers, what it costs, which businesses need it, and how to choose the right cover level in 2026.
Personal trainer insurance explained. Public liability, professional indemnity, gym coverage gaps, outdoor and online settings, industry body requirements, and what it costs in Australia.
Insurance for care and support workers in Australia. Public liability, professional indemnity, and personal accident cover explained. What NDIS workers need and how much it costs.
NMBA mandates professional indemnity insurance for all practising nurses and midwives in Australia. Does your employer's cover actually meet the standard? Here's what every nurse needs to know.
A complete guide to disability support worker insurance in Australia. NDIS mandatory requirements, registered vs unregistered providers, minimum cover levels, and the July 2026 changes you need to know.
You need a QBCC licence for Queensland building work valued over $3,300. See licence types, eligibility, financial requirements, fees and renewal rules.
Builder insurance explained: public liability, contract works, tools, motor, workers compensation and state home warranty rules for Australian builders.
Public liability and workers compensation respond to different people: third parties and your workers. See when you need both and where sole traders fit.
Business contents insurance is designed to cover equipment, fit-out and stock at your premises. Learn about tenants, sum insured and underinsurance.
Mobile plant insurance may cover theft, accidental damage, fire, vandalism and transit of listed machinery. See common exclusions, extensions and claims.
Insurance for therapists in Australia depends on your profession. See how AHPRA standards, associations and health funds shape what each therapist holds.
The main risks in the retail industry are cyber attacks, theft, customer injury, supply delays, staff claims and costs. How retailers manage each one.
Carpenter insurance explained: public liability, tools of trade, commercial motor, workers compensation and home warranty rules for Australian carpenters.
Employers liability insurance in Australia usually means workers compensation. What it covers, how state schemes differ and what it does not cover.
Sole trader insurance in Australia: covers sole traders commonly arranged, published public liability costs by occupation and workers compensation rules.
A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.
Shop insurance often pairs public liability with a business pack for stock, glass and theft. What a shopping centre lease may ask for and what to check.
A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.
How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.
How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.
A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.
A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.
Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.
Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.
Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.
Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.
Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.
Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.
See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.
Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.
Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.