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A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.
Shop insurance often pairs public liability with a business pack for stock, glass and theft. What a shopping centre lease may ask for and what to check.
Public liability insurance in NSW: when councils, landlords and licences ask for it, the limits they set, what a certificate shows and the duty exemption.
Most massage therapists pay from around $326 to $500 a year for combined professional indemnity and public liability, based on 280+ policies reviewed.
Electrician public liability insurance from $41 a month at a $5 million limit. Most pay $96 to $113 a month. See costs by limit, state and type of work.
Most lawn care businesses pay from around $40 to $68 a month for public liability insurance. See yearly costs, cover limits and what affects the price.
Public liability insurance is designed to cover claims that your business caused injury or property damage. See what it may cover, exclusions and who asks.
Cafe insurance commonly pairs public and products liability with a business pack for stock, glass and equipment. See what councils and leases ask for.
To get public liability insurance online, request a quote, answer questions about your business, check the policy, then get your certificate of currency.
Contractor public liability insurance explained: why clients and head contractors ask for it, certificates of currency, contract clauses and common limits.
Public indemnity insurance is not a standard policy name. People usually mean public liability or professional indemnity. See which one fits your work.
Indemnity insurance is an umbrella term for business covers such as professional indemnity. See each type, who requires it and what it may not cover.
AI startup insurance in Australia: how Tech PI and cyber may apply to AI that advises, decides, acts or controls, and what changes on 10 December 2026.
MSP insurance in Australia explained: aggregation risk, privileged access, MSP claims examples and what Tech PI and cyber policies commonly exclude.
What investors may review in startup insurance due diligence: data room documents, directors and officers cover, cyber, Tech PI and claims history.
Software startup insurance in Australia: Tech PI and cyber by milestone, plus guides to SaaS contracts, SLAs, limits, SOC 2 and US customers.
What insurance does a startup need in Australia? See which covers may apply by startup type and stage, what the law requires and which guide to read next.
5 AI risk incidents, from Deloitte's report refund to the Bunnings facial recognition decision, and the Tech PI and cyber cover questions each raises.
What is cyber insurance and what does it cover? See common exclusions, claims examples, 2026 data breach rules and which guide covers cost and limits.
Does Tech PI cover SLA breach claims? Learn how service credits, refunds, liquidated damages and damages claims differ for SaaS downtime and outages.
Why is cyber insurance important? See ASD cybercrime cost data, how cyber cover may help after an incident, common exclusions and the worth-it factors.
If your SaaS relies on OpenAI, Anthropic or Google, a provider outage may still reach your customers. See when Tech PI or cyber insurance may be relevant.
Enterprise customers often ask SaaS vendors for Tech PI, cyber and a certificate of currency. Learn what the schedule means and what to check first.
The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.
Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.
Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
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