Latest Business Blogs & Coverage

Jun 15, 2026

Business 101

Do I Need to Add GST to My Invoice? Guide for Australian Sole Traders

Do I need to add GST to my invoice? Only if GST-registered. The $75K threshold, tax invoice vs regular invoice, quoting rules, and the insurance ITC explained.

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Jun 15, 2026

Business 101

How to Change from Sole Trader to Company in Australia: 6 Steps Process

Can you change your ABN from sole trader to company? No. You need a new ACN and ABN. The ASIC steps, tax traps, and insurance updates explained.

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Jun 15, 2026

Business 101

Can You Get an ABN on a Working Holiday Visa?

Yes, you can get an Australian Business Number (ABN) on a working holiday visa if you plan to work as a sole trader, freelancer, or contractor during your stay.

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Jun 14, 2026

Allied Health

Why Does A Nurse Need Professional Indemnity Insurance in Australia?

In some cases, nurses and medical facilities can face lawsuits or claims to pay for any physical or financial harm caused due to negligence, even if accidental.

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Jun 14, 2026

Business 101

Are Company Directors Personally Liable as Employers in Australia?

Yes. Australian company directors face personal liability for unpaid tax, unfair dismissal, WHS breaches, and insolvent trading. Real costs and insurance.

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Jun 14, 2026

Insurance Basics

How Much Does Public Liability Insurance Cost in Australia?

Public liability insurance cost in Australia depends on industry, turnover, cover limit, and claims. Premium ranges and the 7 cost factors.

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Jun 12, 2026

Tradies & Construction

What Can a Handyman Do Without a Licence in Australia?

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

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Jun 12, 2026

Beauty & Personal Care

Beautician vs Beauty Therapist: What's The Difference?

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

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Jun 12, 2026

Tradies & Construction

What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

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Jun 12, 2026

Business 101

Does GST Have to Be Included in the Price? Australian Pricing Rules Explained

If you are selling to consumers in Australia, yes. Section 48 of the Australian Consumer Law (ACL) requires you to show a single total price that includes GST and all mandatory charges. That price must be at least as prominent as any "ex GST" or component figure you display alongside it.

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Jun 12, 2026

Business 101

Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

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Jun 12, 2026

Business 101

How to Register Your Business Name in Australia

How to register a business name in Australia. Who needs to register, ASIC steps, cost ($45/yr), restricted names, and what to do after registration.

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May 19, 2026

Business 101

How to Register for PAYG Withholding in Australia: A Step-by-Step Guide

A step-by-step guide to PAYG withholding registration in Australia. Who needs to register, how to register via myGovID, STP obligations, and what happens if you don't.

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May 19, 2026

Tradies & Construction

How To Start A Plumbing Business In Australia?

A step-by-step guide to starting a plumbing business in Australia. Covers licensing, startup costs, business structure, insurance, and how to find your first clients.

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May 19, 2026

Cleaning Services

How Much Does A Carpet Cleaning Business Make in Australia?

Real income figures for carpet cleaning businesses in Australia. Solo operators, small businesses, and what extra services actually add to your carpet cleaning business income.

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May 18, 2026

Tradies & Construction

Sole Trader Business Insurance Australia: What Cover Do You Need?

The complete guide to sole trader insurance in Australia. What tradies, consultants, allied health, beauty, and online businesses each need, and why your personal assets are at risk without it.

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May 15, 2026

Health & Wellness

Insurance for Personal Trainers: Why It Matters and What You Need

Personal trainer insurance explained. Public liability, professional indemnity, gym coverage gaps, outdoor and online settings, industry body requirements, and what it costs in Australia.

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May 13, 2026

Business 101

Cyber Insurance in Healthcare: What Australian Health Businesses Need to Know

Healthcare is Australia's most breached sector. A guide to cyber insurance in healthcare for medical practices, allied health, hospitals, and eHealth companies.

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May 11, 2026

Tradies & Construction

Public Liability Insurance for Electricians: What You Need to Know

Everything Australian electricians need to know about public liability insurance, from what it may cover to licensing requirements by state.

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May 8, 2026

Business 101

Top 6 Threats in Retail Business & How to Manage Them

From cyber security threats to public liability claims, here are the biggest risks in the retail industry and how the right insurance cover may help protect your business.

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May 18, 2025

Tradies & Construction

Is a Plumbing Business Profitable? Revenue, Margins and What Owners Make

If you're thinking of starting a plumbing business you're probably wondering whether or not there's profit to be made?

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Mar 13, 2025

Insurance Basics

Public Liability Insurance for Sole Traders: What You Need to Know

Learn why public liability insurance is essential for sole traders, what it covers, and how to choose the right policy to protect your business from risks.

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Aug 16, 2023

Business 101

Boost Your Business with Facebook Advertising

Maximise your real estate business with Facebook advertising. Discover targeting options, create compelling ads, and measure your success.

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Mar 30, 2023

Insurance Basics

What Is Professional Indemnity Insurance?

Still not sure what Professional Indemnity insurance means? This article will help get your head around it!

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Jun 15, 2026

Cyber Insurance

What Is Cyber Insurance? Australia Small Business Guide for 2026

Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.

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May 18, 2026

Cyber Insurance

AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

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May 18, 2026

Business 101

IT Liability Insurance in Australia: A Guide for IT Professionals and Contractors

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

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May 13, 2026

Cyber Insurance

The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

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May 13, 2026

Cyber Insurance

Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

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May 12, 2026

Cyber Insurance

Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

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Aug 1, 2025

Cyber Insurance

The Investor’s Guide to Cyber Insurance: What Startups Need to Prove to Secure Funding

Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.

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Mar 10, 2025

Cyber Insurance

Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

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Mar 30, 2023

Cyber Insurance

Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

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Mar 16, 2023

Insurance Basics

What is Management Liability Insurance & what it covers

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Mar 16, 2023

Cyber Insurance

What Is A Cyber Insurance Policy?

Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.

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Mar 16, 2023

Cyber Insurance

Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

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